Terms of Service

1. Acceptance of Terms

By accessing and using the Finoniq Planner website (“Website”) and our financial planning services (“Services”), you agree to comply with and be bound by these Terms of Service. If you do not agree with these terms, please do not use our Website or Services.

2. Services Provided

Finoniq Planner offers financial planning services, including but not limited to:

  • Personal Financial Planning
  • Child Education Fund Planning
  • Marriage Fund Planning
  • Retirement Planning
  • Tax Planning
  • Insurance Planning

The scope of services will be defined based on individual client agreements.

3. Client Responsibilities

Clients are responsible for providing accurate and complete information about their financial situation, goals, and any other necessary details for effective financial planning. Clients should promptly notify Finoniq Planner of any changes in their financial circumstances that may affect their financial plan.

4. Service Limitations and Disclaimers

  • The financial planning services provided by Finoniq Planner are advisory in nature. We do not guarantee specific financial outcomes or investment results.
  • Our advice is based on current market conditions, which may change over time, affecting the performance of investments and the feasibility of financial plans.
  • Finoniq Planner does not provide legal or accounting services, and clients should seek professional advice for legal or tax-related matters.

5. Privacy and Data Protection

We value your privacy and handle personal data in accordance with our [Privacy Policy]. We collect, use, and store your data only for the purposes of providing our financial planning services.

6. Third-Party Services

Our services may involve recommendations for third-party financial products or services (e.g., mutual funds, insurance policies). Finoniq Planner does not guarantee the performance of these third-party products and services and is not responsible for the actions or omissions of third-party providers.

7. Payment Terms

  • Clients are required to pay fees for the services as agreed upon in the individual client agreement.
  • Fees may be charged on a one-time basis, hourly rate, or ongoing management basis, depending on the nature of the service.
  • Late payments may result in service suspension or additional charges.

8. Termination of Services

  • Either party may terminate the service agreement at any time, with or without cause, by providing written notice.
  • In the event of termination, any unpaid fees for services rendered up to the termination date will be due immediately.

9. Intellectual Property

All content on the Finoniq Planner website, including text, graphics, logos, and software, is the property of Finoniq Planner and is protected by copyright laws. Users may not reproduce, distribute, or exploit the content without prior written permission.

10. Limitation of Liability

  • Finoniq Planner and its advisors shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or the information provided on the website.
  • Our liability is limited to the fees paid by the client for the services provided.

11. Indemnification

Clients agree to indemnify and hold Finoniq Planner harmless from any claims, damages, or expenses arising from their use of the services or violation of these Terms of Service.

12. Changes to Terms of Service

We may update these Terms of Service from time to time to reflect changes in our practices or services. Clients will be notified of any significant changes, and continued use of our services indicates acceptance of the updated terms.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts in India.

14. Contact Information

For questions or concerns regarding these Terms of Service, please contact us at:

  • Email: [email protected]
  • Address: So : 115, ER Complex, Opp. Madhuram Party Plot, Zadeshwar Road, Bharuch – 392011.